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Emma Interest-Free Mattress Financing

Do you want to buy now, but pay later for your mattress? We've partnered up with Klarna to give you the freedom to choose how and when to pay. Just select the finance option at checkout and spread the cost of your Emma products.

Split the cost of your order!

Paying for your mattress on finance is super simple at All you’ve got to do is place your items in the cart. Once you’re ready, head to the checkout page. Here you can fill in your personal information, such as your name, address and telephone number. In the payment section be sure to select the finance option. Once you’ve agreed to our terms and conditions, click on the ‘buy now securely’ button. You’ll be taken to a page where you can select your preferred payment plan. On this page you’ll also be shown a break down of the costs. Once you’re ready, click on the ‘Apply for finance’ button. From here you’ll be taken to a page that will require you to fill out some additional information. Once you’re done just submit your application.

It should take roughly a day for your application to be approved by Klarna. If you’re having any issues filling out your application or have any other questions regarding our finance option, please reach out to our customer service team. They will be happy to help.

*Please note that in order to qualify for 0% financing, your order needs to have a minimum value of £279 after any discounts have been applied.

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Frequently Asked Questions

  • What payment options do you offer?

    We accept the following payment methods: Debit Card, PayPal, MasterCard and Visa. We also offer 0% finance through Klarna.

  • How does financing a mattress work?

    On the checkout page, be sure to select 'Klarna' as your method of payment. Once you've have clicked on the 'buy now securely button' you will be taken to the Klarna web page. Here you can select your preferred payment plan. You'll also be able to see a break down of the costs. After you've selected your plan, you'll be asked to fill out an application. Klarna will send you a confirmation email and payment details, if your application has been successful. Please note that your order needs have a minimum value of £279 (after any discounts have been applied) in order to qualify for this payment option.

  • Will I qualify for 0% finance?

    Klarna will process your information to check whether you qualify for 0% financing. Unfortunately, we have no insight into what criteria Klarna look at when accepting or rejecting finance applications.

  • My application was declined. Now what?

    We're very sorry to hear your application was declined. Unfortunately, we have no influence over this decision and we're unable to find out why your application was denied. Due to legal reasons, Klarna is not permitted to share information on applications with us.

  • I'm returning an item I bought on 0% finance. How will I get my refund?

    If you are returning an item you have bought on finance, you will be refunded the amount you have already paid, once we have processed your return. Your bill will be cancelled and you will not be required to pay the outstanding amount.

Take advantage of our risk-free trial and test the Emma Original now!

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You can unsubscribe at any time by clicking the 'Newsletter Subscriptions' tab when logged in to your customer account. If you do not have an account with us, you can unsubscribe by clicking the 'unsubscribe' link at the bottom of the newsletter.

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